Don’t Fall Victim to Auto Repair Fraud – Know Your Auto Repair Shop

Since most people depend on their vehicles for their everyday activities like getting to work and running errands, repairs must be done quickly and correctly. That is why car repair fraud can turn out to be a major problem. A case brought against a large automobile repair corporation for fraud prompted the National Association of Attorneys General, or NAAG, to develop an auto repair task force. This single case included 43 states and resulted in $200,000 being allocated towards reforming the auto repair industry. For more details visit yukon xl car cover. A lot of people feel they are at the mercy of auto repair shops and whatever they choose to charge, because of the sophisticated equipment in most automobiles today. Even necessary engine repairs and major truck repairs may leave the consumer questioning whether the repairs were appropriate or whether they paid too much. Mechanics have been known to replace car parts with used ones instead of new ones, so be sure to check everything carefully. Resources like the Better Business Bureau can help people determine the auto repair shops that have received the fewest complaints, as well as those with the most compliments. Ask family and friends about car repair shops; this is the best way to find a good repairman. When you are dealing with someone who will be repairing your car, be sure you completely comprehend any work that needs to be done. Ask questions if you do not understand something. Whenever you are having engine repairs done, get your estimate in writing. You should authorize all repairs before they are performed; be sure they understand this.

Your concerns about auto repairs may be appropriate since the National Highway Safety Administration estimates that consumers pay billions of dollars each year towards fraudulent automotive repairs. Some places even make unnecessary repairs or charge inflated repair costs to their customers, taking advantage of car owners. Think about asking the mechanic to save the used car parts from your vehicle for you when the repairs are done. Even though there is no guarantee that you will not be a victim of deception, appearing knowledgeable will hopefully make them think twice about any fraudulent work. If you cannot find it in any of those kinds of stores then you just need to go to a junk yard because when you are looking for a car part that is the place to find them. The other place that you might want to check out will be body shops in general. A body shop might have what you are looking for if it is body work that you need to do yourself. They will be able to help you find it or the parts you need if they do not have the parts or cannot sell you them. You will always get some help from going to an auto body shop. If you do not get help or find what you are looking for at an auto body shop then you are not going to find it anywhere else besides a junk yard.

So if you are still looking for an auto body part or just a body part for a car in general then you needs to go find a junk yard. Where you find a junk yard you find what you are looking for or at least something to make it work for a little while until you can buy a brand new part. When you go to a junk yard or if you have already been to one you will be amazed at how many cars you will see when you first get there. The whole point to a junk yard is that they bring the broke or junk car to the junk yard and then they just sell the parts out of the cars to make extra money to run the junk yard. So if you are ever looking for spare parts for a car you may just find yourself needing to visit a junk yard. If you still cannot find the part that you are looking for then you need to turn to the internet. On the internet you will be able to find any part that you can think of for any car just about. You can find most import parts and domestic parts online you just go to a major search engine and type in the name of your part and or the make and brand of your car and then you will have results popping up on the computer screen. If you still cannot find parts after all the advice that was given to you here then you may need to look into updating. Are you in Cuba?

Buying a Car With Bad Credit – Auto Refinancing

If your credit score is bad you are left with almost no options for getting a car loan and thus for buying a new car. Banks and other typical lending companies will refuse loans if your credit score is too low. Even if they offer you credit it will be with huge interest rates and the amount might not be enough to buy your dream car. The good news is that you can make some steps and still get a new car with bad credit. the secret is in auto refinancing. Car refinancing works on the same principal as home refinancing but many people just doesn’t think of it. The basic principle of car loan refinancing is to take a loan from a lender and than repay it by using the money from another lender who offered you lower interest rates. First of all your monthly payments will be much lower and second your interest rates drop so that you can pay off the balance of your car loan even quicker. There are few principles to follow when looking for car loan refinancing. First of all remember that the lender who borrowed you the money for the car will probably not give you another credit to refinance the first. So you have to look for a different lender. The next very important thing is to be careful with the interest rate. The whole secret about refinancing car loans is to get the APR equation right. The interest rate of the refinancing loan must be lower than the interest rate of the original loan.

When applying for a car refinancing loan, follow these simple rules to achieve best results:

–              The car refinance loan application need to be in the same name as the name on your current auto loan.

–              Get your car loan account number ready

–              Seek refinance if you have to pay $7500 or more

–              Have your vehicle information accurate

–              Do not ask for a car refinance loan that is higher than the value of the car.

–              Check if there are some additional charges and fees applicable to your new loan.

If you are unable to find a typical bank or lending institution to give you an auto refinance loan, seek online. There are any online financial institutions that offer various types of loans or specialize in refinance. Their applications are online and usually give quick answers.

Extended Car Warranties Choose Wisely

If you’re in the process of buying a car then you should prepare yourself for the extended warranty. Every car sales person will try to sell you some form of extended warranty when you are buying a car, whether it is new or used. Some of these auto warranties are scams and should be avoided at all costs, however some of them can be a useful form of protection. If you are unsure how much one of these extended guarantees would cost then you should defiantly read this article. An extended auto warranty gives a greater level of protection than just the standard dealer guarantee. All extended warranties are different; however most allow you the flexibility of being able to have your car repaired at any licensed service centre, rather than just the dealer that you brought the car off. The extended warranties offer the standard repairs of mechanical breakdowns, but it also often includes a 24 hours a day roadside assistance, car rental if the car is out of action, towing fees, many other services including lock out, replacement of fluids and jump stars. Few car buyers actually know anything about auto warranties, many people assume that an auto warranty will pay for anything that could possibly go wrong. Unfortunately this is not true. There are exclusions to everything, and extended car guarantees are no exception. You will likely find a list of many items that are excluded from the repair by warranty, and it can cause you to wonder what there is exactly covered. It may seem like nothing is covered, and the only things that you get are the roadside assistance perks, and car rental facilities.

There are many websites on the internet that can give you advice about how to buy an auto warranty online. You should carefully investigate these. Many people sell extended guarantees, so you don’t have to have the one that is offered by your dealer. Don’t give into the hard sell, make sure you shop around before choosing which extended warranty you use. An extended warranty is only as good as the company that issues it. I could promise you a brand new car should your car ever break down, however should that ever happen I wouldn’t be able to afford to pay out. OK so maybe that’s a stupid example as you wouldn’t trust me to offer you insurance, it’s OK I’m not offended I understand. But it’s exactly the same with a company, if the company is unable to afford to pay out it will just fold. You can get extended warranties from several sources, including warranty brokers, and insurance groups. As you will no doubt know that the car dealership will almost always offer an extended car warranty, however you should look somewhere else for these warrantees as often the first offer is not the best. If you purchase your warranty from an external company then you should be able to find one that provides the right level of cover for you, and also you should be able to get a great deal.

It’s worthwhile checking out a credit union, other insurance dealers and even looking on the internet to find some great deals for extended warranty. Car buyers generally have a margin of around one-third to negotiate on the extended warranty, so it’s worth bearing that in mind. Also remember that the younger your car, and the less mileage it has done the cheaper it will be to get an extended warranty. This is because older cars are a greater risk. Before you hand over your money make sure you thoroughly read the contracts to find out what the manufacturers warranty provides. Many manufacturers guarantee the car for 3 years or 36,000 miles. If you plan to trade in your car within three years, then you are unlikely to need an extended guarantee. However you should bear in mind the mileage restrictions. Just make sure you don’t get conned, again I could offer you insurance for 100 years, and only 30,000 miles. This doesn’t even match the mileage by most manufacturers, when choosing the insurance quote make sure you compare both figures. Vehicle insurance, or car insurance or auto insurance or whatever term you may want to call it, is mainly used to provide protection against losses that could be incurred as a result of being part of traffic accidents. You see, accidents could lead to huge damages which equate to huge expenses as well.When it comes to saving money, people pinch pennies and dimes everywhere that they can. One way to save money is to refinance your car loan in order to get lower interest rates, or even a lower monthly payment.Having auto insurance is definitely a good thing. Perhaps you yourself will agree that your car or vehicle is one of your most valuable assets and investments. Thus, it is just right that you find ways by which you can protect your car or vehicle.